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To participate in the Linked Loyalty Program, you must have an RBC debit or credit card which is issued by RBC Royal Bank of Canada (excluding RBC commercial credit cards) (“eligible RBC card”).
Any/every card means an eligible RBC card that is linked to a Moi Rewards card. You must be enrolled in RBC Online Banking to link your eligible RBC card to your Moi Rewards card. Card linking may take up to 2 business days to process before you can start earning on eligible purchases.*

No points are awarded for purchases of the following products and services: tobacco products, lottery tickets, public transportation tickets and passes, gift cards and other prepaid cards, stamps, postal services, dry cleaning, film and video game rentals, any deposit fees and eco-contributions, SAQ products, alcoholic beverages outside of the province of Québec, order preparation and delivery charges, donations, utensils for ready to eat products, certain products offered on participating partner’s platforms, products offered through food waste reduction platforms, Fragrance Discovery Gift Sets, items linked to a fundraising campaign, prescription drug, other medication and other pharmacy or health care-related products and services according to laws in place in each province, taxes, ecofees and any items excluded by Metro in the future or forbidden by law. Excluded products may vary by province and Metro reserves the right at all times, to add or exclude, at its sole discretion, eligible items for points.

Each time you use your linked, eligible RBC payment card to pay for purchases at a Metro location or any participating store, you’ll earn 1 extra Moi point for every 2 dollars you spend*.

This offer is not transferable. To take advantage of this offer and the $20 statement credit (“Statement Credit”), you must (i) link your eligible RBC debit or credit card(s)^** (Eligible RBC Card(s)” to your Moi Rewards account by October 31, 2025, (ii) make a purchase at a Metro, Food Basics, or Jean Coutu location in Ontario (“Qualifying Purchase”) using your eligible RBC debit or credit card(s)** by November 30, 2025 (“Offer Period”).

Qualifying Purchase excludes gift cards, tobacco products, Western Union, lottery, transit tickets, gift card purchases, prescription, prescription services and other professional Pharmacy services. Qualifying Purchase also excludes items that are out of stock or not ready for shipping during the Offer Period. Transactions made outside of the province of Ontario and made through third parties such as Cornershop, Uber and Instacart are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer, and cannot be applied retroactively to previous purchases. Returns or price adjustments may cancel your Statement Credit.

Offer only applicable for members who have linked their Moi Rewards card to an eligible RBC debit or credit card for the first time. Members who unlink and link again multiple times are not eligible for this offer. Limit of one Offer per client per Moi Rewards account during Offer Period.

Please allow up to 30 days from the day of the transaction, provided your credit card or banking account was in good standing at that time, for the Statement Credit to appear on the account statement tied to your Eligible RBC Card used to make the qualifying purchase. Please note that if you paid for your Qualifying Purchase using an Eligible RBC Credit Card, the Statement Credit will not be applied as a payment towards the balance of your credit card account.

Metro Inc., not Royal Bank of Canada (“RBC”), is responsible for the sales, returns and terms and conditions applicable to your Qualifying Purchase. RBC reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it. For more details on the Offers program, please visit rbc.com/offers.

For a list of eligible RBC debit and credit cards (“RBC cards”) and ineligible purchases of the Avion Rewards and Moi Linked Loyalty program, please refer to the complete terms and conditions available at https://linkedloyalty.avionrewards.com/moi/linked-loyalty-terms-en.pdf

“Up to $125 in groceries” represents the combined value of the following promotional offers when you apply by September 9, 2025 and are approved for the RBC ION+ Visa: (a) 14,000 Avion points, which can be redeemed for most $100 gift cards though Avion Rewards, including Metro gift cards, plus (b) 3,125 Moi points, which are worth $25 in value, based on a redemption rate of 500 Moi points for $4. Point redemption values may fluctuate. For complete terms and conditions that apply to the Moi Rewards program, please visit programmemoi.ca/en/program-terms. For complete terms and conditions that apply to the Avion Rewards Program, please visit avionrewards.com/terms-and-conditions or call 1-800-769-2512.

This offer only applies to new applications for an RBC ION+ Visa credit card submitted through rbc.com/moirewards by September 9, 2025 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION+ Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION+ Visa credit card during the Offer Period, are not eligible for this offer.

14,000 welcome Avion points (“Welcome Points”) will appear on your first credit card statement after your application has been approved, provided that your RBC ION+ Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status. If you close or change your RBC ION+ Visa credit card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer with the exception of offers available on rbc.com/moirewards. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit avionrewards.com/terms-and-conditions or call 1-800-769-2512.

To get $100 worth of gift cards/certificates, you will need a total of 14,000 Avion points, based on a minimum redemption of 1,400 Avion points for most $10 gift cards/certificates. Some exceptions apply. Point redemption values may fluctuate. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, as well as for current point redemption values, please visit avionrewards.com/terms-and-conditions or call 1-800-769-2512.

To be eligible to receive 3,125 Moi points ("Bonus Moi points"), your application for the RBC ION+ Visa must be submitted through rbc.com/moirewards by September 9, 2025 ("Offer Period") and be approved by us, and you must link your new RBC ION+ Visa to your Moi Rewards card within 30 days from the date your credit card application has been approved. Additional cardholder(s) (co-applicant and authorized users(s)) on the RBC ION+ Visa credit card account, as well as existing cardholders on any RBC personal credit card transferring to the RBC ION+ Visa as of the Offer Period, are not eligible for the Bonus Moi points. moi RBC Visa cardholders applying for the RBC ION+ Visa as of the Offer Period are not eligible for the Bonus Moi points. To link your new RBC ION+ Visa to your Moi account, you must be enrolled in RBC Online Banking or the RBC Mobile app. Card linking may take up to 2 business days to process. Please allow up to 2-9 weeks for the Bonus Moi points to be awarded to your linked Moi account. This offer may not be combined or used in conjunction with any other offer, with the exception of offers available on rbc.com/moirewards. Offer may be amended or withdrawn without notice at any time, prior to your acceptance. For complete details, including the definition of the capitalized terms used in the disclosures below, please see full Terms and Conditions.

To redeem your Moi points, you must have at least 500 Moi points to get $4 off your transaction at participating Moi Rewards stores. To redeem more than 500 Moi points in one transaction, you may only do so in increments of 125 Moi points thereafter, at a redemption rate of 125 Moi points for $1. Other conditions and restrictions apply. Moi point redemption values may fluctuate. For complete terms and conditions that apply to the Moi Rewards program, please visit programmemoi.ca/en/program-terms.

When you shop at Metro, Food Basics or Super C, and spend at least $60, you’ll get 1 additional Moi point for every 2 dollars you spend. When you shop at Brunet or Jean Coutu and spend at least $40 you’ll get 1 extra Moi point for every 2 dollars spent and when you shop at Premiere Moisson, and spend at least $20, you’ll get 1 extra Moi point for every 2 dollars spent.